How to Ensure Your Windscreen Repair is Covered by Insurance
Accidents happen, and dealing with windscreen repairs can be a hassle for car owners, especially if you’re unsure about your insurance coverage. Knowing how to ensure your windscreen repair is covered by insurance can save you time, money, and stress. Let’s go through the steps to prevent any insurance-related surprises.
Don’t Wait Until You Have to Replace, Find Out if You’re Covered Now
It’s always better to be proactive rather than reactive. Waiting until your windscreen is damaged to determine if you’re covered can lead to unexpected costs and complications. Check your insurance policy now to understand your coverage and avoid any surprises down the line.
Contact Your Insurance Company
The first step to confirming your windscreen repair coverage is to contact your insurance company directly, telephonically or via their website. Most insurers in New Zealand have customer service representatives who can provide you with detailed information regarding your policy. They can confirm whether windscreen repairs are included and explain any conditions or limitations.
Ask For Proof of Coverage
Once you’ve spoken to your insurance company, request a copy of your policy document. This document is your proof of coverage and will detail all the specifics of your policy, including windscreen repair. This will allow you to refer back to your policy whenever needed and give you peace of mind knowing your coverage is documented.
If You’re Not Covered, Add Windscreen Cover to Your Policy
If you find out that your current insurance policy does not cover windscreen repairs, don’t worry. Many insurers offer the option to add windscreen cover to your existing policy. This add-on is usually affordable and can be a lifesaver when you need it.
Finalise The Details, Such as Excess and Additional Fees
When adding windscreen cover or confirming your existing coverage, make sure you understand the details, such as excess and any additional fees. The excess is the amount you will need to pay out of pocket before your insurance kicks in. Knowing these details will help you plan financially and avoid any unexpected costs when making a claim.
Compare Policies if You Can’t Adjust Your Current Policy
If your current insurance provider doesn’t offer the option to add windscreen cover, it might be time to compare and change policies. Shop around and find a policy that provides comprehensive coverage, including windscreen repair. Switching providers can sometimes offer better coverage and even save you money.
Make Instant Windscreens Your First Stop
Once you have confirmed your coverage, you can rely on Instant Windscreens to handle the repair process. They will liaise with your insurance company directly, ensuring that your claim is processed smoothly and efficiently. This relieves the stress of dealing with repairs and allows you to get back on the road as quickly as possible.
Ensuring your windscreen repair is covered by insurance involves a few proactive steps. By taking these steps, you can protect yourself from unexpected costs and make the repair process seamless. Always be prepared and know your options—your future self will thank you.
